Eligible Applicants: Any city, town, district, or other public body created under state law, including state agencies A Native American tribal government or an authorized Native American tribal organization having jurisdiction over disposal of sewage, industrial wastes or other waste Any designated and approved management agency under Section 208 of the Clean Water Act 501(c)(3)'s and National Estuary Programs Eligible projects include, but are not limited to: Construction of publicly-owned treatment facilities: wastewater treatment, local sewers, sewer interceptors, water reclamation and distribution, stormwater treatment, combined sewers, and landfill leachate treatment. Implementation of nonpoint source (NPS) projects to address pollution associated with: agriculture, forestry, urban areas, marinas, hydromodification, wetlands, and development and implementation of estuary comprehensive conservation and management plans for: San Francisco Bay Morro Bay Santa Monica Bay. Financing Terms: Interest Rate - ยฝ most recent General Obligation (GO) Bond Rate at time of funding approval Financing Term - up to 30 years or the useful life of the project Financing Amount - No maximum funding limit, but partial funding may be applied in annual CWSRF Intended Use Plan. No maximum disbursement limit! Repayment - Begins 1 year after completion of construction Applicants qualifying as small disadvantaged communities (DACs) or small severely disadvantaged communities (SDACs) may be eligible for grants and/or principal forgiveness. Based on affordability criteria, applicant agencies may qualify for 50%, 75%, or 100% grant up to a maximum grant amount.