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2025-26 Mortgage Grant Fund (MGF) Program

This program provides financial support to organizations in Texas that offer mortgage education and counseling to help individuals achieve and maintain homeownership.

$100,000
Closed
Recurring
Grant Description

The 2025-2026 Mortgage Grant Fund Program (MGF) aims to provide financial education related to mortgage loans and support for financial literacy that leads to homeownership. Eligible applicants include auxiliary mortgage loan activity companies registered in Texas, other non-profit organizations, and for-profit entities with statewide impact. Applications must be submitted by midnight on August 30, 2024. Grants range from $5,000 to $100,000. A Q&A webinar will be held in the third week of July 2024 for further guidance. The program goals include offering financial education, supporting the mortgage financial education community, and improving financial health to help consumers obtain and maintain mortgage loans. Eligible activities include financial literacy education, homeownership counseling, and train-the-trainer programs. The grant requires submission of semi-annual reports and a longitudinal report to track performance and outcomes.

Funding Details

Award Range

$5,000 - $100,000

Total Program Funding

Not specified

Number of Awards

Not specified

Matching Requirement

No

Additional Details

Grant funds will be awarded on a cost reimbursement basis for allowable and allocable expenses as identified in the grant agreement.

Eligibility

Eligible Applicants

Nonprofits
City or township governments
County governments
For profit organizations other than small businesses
Public housing authorities

Additional Requirements

Organizations eligible to apply are auxiliary mortgage loan activity companies registered with the Department under Texas Finance Code Chapter 156; other non-profit organizations (including governmental organizations); and for-profit entities. If the organization is a for-profit entity, the program must have a statewide impact.

Geographic Eligibility

All

Key Dates

Application Opens

Not specified

Application Closes

Not specified

Contact Information

Grantor

Texas Department of Savings and Mortgage Lending

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Newsletter Required
Categories
Education
Capacity Building
Community Development
Housing

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