Minnesota grants for City or township governments

This funding opportunity provides financial support to gasoline-dispensing facilities in Minnesota for installing or upgrading systems that capture harmful emissions during fuel transfers, promoting cleaner air and environmental compliance.

This funding opportunity provides $5 million to Minnesota's tribal nations and local governments for projects that improve community resilience against climate change impacts, such as extreme heat and wildfires.

This funding opportunity provides financial support to cities, counties, townships, and tribal entities in Greater Minnesota for projects that promote waste reduction, reuse, recycling, and composting to improve local waste management practices.

This funding opportunity provides financial support for arts projects that improve accessibility and engage the community in the five-county area of Beltrami, Hubbard, Clearwater, Lake of the Woods, and Mahnomen, Minnesota.

This grant provides funding to non-profit arts organizations, community groups, and K-12 schools in specific Minnesota counties to support various arts activities and projects that benefit local communities.

This grant provides financial assistance to local governments and authorities in Minnesota for investigating and cleaning up contaminated sites to promote redevelopment and increase property tax revenue.

This grant provides funding for Minnesota farmers, educational institutions, and organizations to implement and showcase innovative sustainable agriculture practices that improve energy efficiency, environmental health, and farm profitability.

This funding opportunity provides financial support to eligible schools, businesses, and nonprofits in Ramsey and Washington counties, Minnesota, for projects that significantly reduce solid waste through innovative practices and improvements.

This funding opportunity provides financial assistance to counties, municipalities, tribal governments, and weed management entities in Minnesota for projects aimed at controlling and eradicating harmful noxious weeds.

The Minnesota Department of Natural Resources (DNR) is requesting proposals for 2025 Tradition Grant Cycle. Donor Name: Minnesota Department of Natural Resources State: Minnesota County: All Counties Type of Grant: Grant Deadline: (mm/dd/yyyy) 09/17/2024 Size of the Grant: $100,000 to $500,000 Grant Duration: 4 Years Details: The CPL program is habitat-focused. Grant activities include the enhancement, restoration, or protection of forests, wetlands, prairies, and habitat for fish, game, or wildlife in Minnesota. All applications should identify the direct habitat benefits of the project including but not limited to specific species, ecosystems, habitat types, and natural heritage features.  Restoration and enhancement projects will only be funded on lands that are: Permanently protected by a conservation easement as defined in MN Statutes 84C.01;  in public ownership (ownership by a unit of government including tribal, federal, state, county, city, school district, special district, etc.); or in public waters as defined in MN Statutes, Section 103G.005, subdivision 15. Funding Information Traditional (Statewide): $4,400,000 Up to 2 funding cycles. All eligible projects (restorations, enhancements, or acquisitions) on all eligible lands. Grant requests between $5,000 and $500,000. Total project cost may not exceed $1,000,000. Grant Period The grant period starts when the grant contract is “executed,” meaning all required signatures have been obtained, and typically lasts 3 to 3 ½ years. Eligible Expenses Eligible expenses are expenses (contracts, supplies and materials, salaries, etc.) directly incurred through project activities that are direct to and necessary for the project described in the application. Eligibility Criteria Registered 501 c(3) nonprofit organizations and government entities are eligible for CPL funding. Private individuals and for-profit organizations may not apply. Partnerships are encouraged. Examples of eligible applicants include but are not limited to the following:  Non-Profit Organizations Land Trusts Lakes Associations Charitable Organizations Private Colleges and Universities Fishing and Hunting Organizations “Friends of” Groups Other Registered Non-Profits Government Entities Cities Counties Tribal Governments Federal Agencies Conservation Districts Public Universities School Districts Other Units of Government. For more information, visit DNR.

The Minnesota Department of Natural Resources is accepting applications for its Metro Grant Cycle. Donor Name: Minnesota Department of Natural Resources State: Minnesota County: Anoka County (MN), Carver County (MN), Dakota County (MN), Hennepin County (MN), Ramsey County (MN), Scott County (MN), Washington County (MN) Type of Grant: Grant Deadline: (mm/dd/yyyy) 09/17/2024 Size of the Grant: $100,000 to $500,000 Grant Duration: 4 Years Details: Grant activities include the enhancement, restoration, or protection of forests, wetlands, prairies, and habitat for fish, game, or wildlife in Minnesota. All applications should identify the direct habitat benefits of the project including but not limited to specific species, ecosystems, habitat types, and natural heritage features.  Restoration and enhancement projects will only be funded on lands that are: Permanently protected by a conservation easement as defined in MN Statutes 84C.01;  in public ownership (ownership by a unit of government including tribal, federal, state, county, city, school district, special district, etc.); or in public waters as defined in MN Statutes, Section 103G.005, subdivision 15. Funding Information Grant requests between $5,000 and $500,000. Grant Period The grant period starts when the grant contract is “executed,” meaning all required signatures have been obtained, and typically lasts 3 to 3 ½ years. Eligible Expenses Eligible expenses are expenses (contracts, supplies and materials, salaries, etc.) directly incurred through project activities that are direct to and necessary for the project described in the application. These expenses must be specified in the application and documented during the grant period as indicated in the Payment Manual. Geographic Areas Projects must occur within the 7 county metro area (Anoka, Carver, Dakota, Hennepin, Ramsey, Scott or Washington counties) or within the city limits of Duluth, Rochester or St. Cloud counties) or within the city limits of Duluth, Rochester or St. Cloud. Eligibility Criteria Registered 501 c(3) nonprofit organizations and government entities are eligible for CPL funding. Private individuals and for-profit organizations may not apply. Partnerships are encouraged. Examples of eligible applicants include but are not limited to the following:  Non-Profit Organizations Land Trusts Lakes Associations Charitable Organizations Private Colleges and Universities Fishing and Hunting Organizations “Friends of” Groups Other Registered Non-Profits Government Entities Cities Counties Tribal Governments Federal Agencies Conservation Districts Public Universities School Districts Other Units of Government. For more information, visit Minnesota DNR.

The Minnesota Department of Agriculture (MDA) is now accepting applications for the Fiscal Year 2025 Soil Health Financial Assistance Program. Donor Name: Minnesota Department of Agriculture (MDA) State: Minnesota County: All Counties Type of Grant: Grant Deadline: (mm/dd/yyyy) 08/30/2024 Size of the Grant: $10,000 to $100,000 Grant Duration: Grant Duration Not Mentioned Details: Grant funds are available for purchasing and retrofitting equipment that will assist with implementing soil health farming practices. This grant program is funded through the 2023 and 2024 Legislative Sessions, which established the Soil Health Financial Assistance Program to support healthy soil management practices in Minnesota. This program is administered by the Pesticide and Fertilizer Management Division, Minnesota Department of Agriculture (MDA). Funding Information The MDA anticipates awarding approximately $2.375 Million in Fiscal Year (FY) 2025 using a competitive process. Applicants may apply for up to 50% of their project’s total cost with a minimum grant award of $500 and a maximum grant award of $45,000. Eligible Expenses Grant applications must be for the purchase of equipment that will be used to establish, improve, or accelerate soil health. Equipment can be new or used. Parts and materials used to retrofit existing equipment (this does not include tools that can be used again on another project) may also be eligible. Eligibility Criteria Applicants must:  Be an owner or lessee of farmland in Minnesota or a LGU, including cities, towns, counties, soil and water conservation districts, Tribal Nations, and joint powers boards.  A LGU that receives a grant for equipment purchases must make those purchases available for use by the public.  Be in good standing with the State of Minnesota:  No back taxes owed  No defaults on Minnesota state-backed financing for the last seven years Acceptable performance on past MDA grants  Not be an employee or spouse of an employee of the MDA For more information, visit MDA.

The Minnesota Department of Education (MDE) is seeking applications from Minnesota educational cooperative service units that have prior experience in the provision of statewide leadership and other forms of technical assistance to ensure a free and appropriate public education (FAPE) for students with low incidence disabilities. Donor Name: Minnesota Department of Education State: Minnesota County: All Counties Type of Grant: Grant Deadline: (mm/dd/yyyy) 08/23/2024 Size of the Grant: $500,000 to $1 million Grant Duration: 1 Year Details: The grant-funded partner selected for an award will provide supports to continue to sustain and increase the capacity of the special education workforce in Minnesota. The partner selected will provide aligned, requested and anticipated technical assistance, including purposeful and sustained collaborative opportunities to educational professionals who provide education to all students, with a specific focus on students with low incidence disabilities. The work will include a multi-tiered support framework for technical assistance (MTS-TA) to support skill building for educators and other educational professionals, including coordination and partnership with their local districts, coops and other educational agencies that provide special education services. This includes important disability-specific technical assistance and best practices for early identification and support, in collaboration and alignment with institutions of higher education focusing on development of a competent workforce and addressing staff shortages. Students with low incidence disabilities have been those students which comprise less than 10 percent of all students receiving special education services, or students within those historical categories where the needs for some of those students might require a layer of more intensive supports. The categorical areas in which they anticipate necessary supports are listed under specific program expectations for grant-funded partners. Funding Information This grant opportunity estimates that $875,000 per year is available. Project Period The term of the initial grant period is anticipated to be from October 1, 2024, through September 30, 2025. Eligibility Criteria  This competitive grant opportunity is open to Minnesota education cooperative service units that have the capacity to provide leadership and technical assistance on a statewide scale. For more information, visit MDE.

The Minnesota Pollution Control Agency is offering a $10 million grant to tribal nations and local governmental units in Minnesota for projects aimed at preparing local wastewater infrastructure for climate change impacts, with a focus on protecting water quality, increasing resilience, and promoting energy and water efficiency.

The Southern Minnesota Initiative Foundation (SMIF) is currently accepting applications for its Small-Town Grant Program. Donor Name: Southern Minnesota Initiative Foundation State: Minnesota County: Selected Counties Type of Grant: Grant Deadline: (mm/dd/yyyy) 08/26/2024 Size of the Grant: $10,000 to $100,000 Grant Duration: 1 Year Details: The Small Town Grant Program seeks to invest in collaborative initiatives which improve the way your community works together, solves challenges, creates a welcoming community and sense of belonging for all. SMIF seeks proposals which focus on collaboration throughout the project and will impact the culture, education, economy and/or social aspects of your community. Funding Information  Southern Minnesota Initiative Foundation offers up to $10,000. Grant Period 12 Months. Geographic Areas Southern Minnesota Initiative Foundation serves south central and southeastern Minnesota which includes 20 counties, 175 communities and one Native nation. This includes the counties of Blue Earth, Brown, Dodge, Faribault, Fillmore, Freeborn, Houston, Goodhue, Martin, Le Sueur, Nicollet, Mower, Rice, Olmsted, Steele, Sibley, Waseca, Wabasha, Winona and Watonwan, as well as Dakota Oyate (Prairie Island Indian Community). Eligibility Criteria  Eligible organizations are units/agencies of government, IRS-designated 501(c)(3) nonprofit organizations (current status, not pending), and public institutions (public schools, public higher education, etc.) Organizations which do not comply with the above status may seek a fiscal agent who holds one of the above legal statuses. Exclusions Individuals, businesses, or other for-profit organizations General operating expenses and expenses not directly related to the project Programs or services mandated by law Routine maintenance Campaigns or endowments For more information, visit SMIF.

The Saint Paul & Minnesota Foundation is seeking applications for its 2024 Open Grant Round. Donor Name: Saint Paul & Minnesota Foundation State: Minnesota County: Dakota County (MN), Ramsey County (MN), Washington County (MN) Type of Grant: Grant Deadline: (mm/dd/yyyy) 08/07/2024 Size of the Grant: Not Available Grant Duration: Grant Duration Not Mentioned Details: Areas of Community Vitality The Foundation supports work that addresses at least one of six areas of community vitality. Data and the experience suggest that the following elements play key roles in community health and vitality. Community Connectedness Creating opportunities for equity in arts, civic dialogue, community problem solving as well as supporting natural and built spaces where people live, work and play While community connectedness can be fostered in many ways, the Saint Paul and Minnesota Foundation is prioritizing three broad strategies: arts and culture, civic engagement and environmental justice. The Foundation shares Grantmakers in the Arts’ view that “[a]ll peoples, their cultures, and their art contribute to the meaning and understanding of the humanity and should be honored and celebrated.” Priority will be given to arts and culture organizations that seek to amplify narratives and voices across BIPOC communities and other communities experiencing marginalization (e.g., people with disabilities, low-income communities, members of the LGBTQ+ community, formerly incarcerated people, etc.) through the arts. The civic engagement priorities include work designed to build the capacity and power of marginalized community members through organizing and training. The goals for this work should be focused on advancing equity. The Foundation’s environmental justice priorities include work that contributes to an intergenerational, multi-racial movement that promotes a safe, clean community and workplace environment. The Foundation also seeks to aid East Metro communities to build and strengthen enduring community connections between people, to heal and revitalize the community while restoring natural spaces, and to encourage stewardship of natural resources through education programs. Economic Opportunity and Security Strengthening support for low-income individuals and families through community development, workforce education and training and creating sustainable employment pathways The Foundation seeks to invest and partner in solutions informed and formed by the people facing the highest barriers to wealth creation, economic security and family-sustaining career pathways. In the East Metro, this includes BIPOC, women, veterans, young people, people with disabilities, formerly incarcerated people and LGBTQ+ people. Specific priorities for wealth creation include strengthening the entrepreneur ecosystem, increasing local ownership of businesses and homes, and expanding access to culturally appropriate services. Regarding economic security, the Foundation recognizes the importance of anchor institutions embedded at the neighborhood level. For workforce development, they will prioritize employment pathways that meet the needs of individuals and employers alike. Education Exploring high-quality educational opportunities for everyone, from cradle to career, and more equitable access for racial and cultural communities The Foundation recognizes how important it is for students and young people to feel cared for, protected, valued and seen after a difficult period in their learning and growth. This is complex and urgent work, and the Foundation will prioritize organizations that blend academic, social and emotional supports for young people most impacted by educational inequity. The Foundation will also support the policy change and other systems change efforts of organizations working toward ensuring a robust early childhood system that gives children and families access to high-quality early care and education programs. Health Increasing health equity through quality, affordable health services, particularly for low-income, uninsured and under-insured individuals The Foundation continues to prioritize health organizations that focus on health equity and increasing access to affordable, culturally relevant health services. The Foundation hopes to better align its health grants to be inclusive of programs and organizations that serve low-income families and provide free or affordable, culturally relevant services and holistic care. Given the increase in severity, cost of and demand for mental health services, urgent care and/or crisis prevention, access to reproductive health care, trauma-informed health care, and free or reduced services for uninsured or underinsured communities, the Foundation will prioritize these programs and organizations to continue to serve the most vulnerable and marginalized communities. Housing and Transportation Strengthening the region through affordable, quality housing, addressing homelessness and investing in equitable transportation options and benefits The Foundation embraces the vision for housing justice articulated by the Minnesota Interagency Council on Homelessness. The Foundation will prioritize work that ensures the most marginalized people experiencing housing instability and homelessness are able to access housing that is “safe, decent, affordable,” and “free of prejudice” while also receiving the additional supports and services they need. Work within the transportation sector that explicitly addresses intersections of racial justice, climate justice, economic opportunity and health equity will also be prioritized. Human Services and Family Support Meeting basic needs for individuals and families, helping them be safe, stable and independent The Foundation will prioritize grants that assist residents in navigating life transitions, find safety and stability, and promote independence. In addition to supporting work that centers the voices of the people most impacted by an organization’s work, special priority will be given to disability support services, child welfare support services, family and parent support services, food relief and assistance, older adult services, immigration and legal services, and re-entry supports for formerly incarcerated people. Types of Grants The current grant opportunity includes funding for general operating support for the whole organization and capital support. General Operating Grants These grants provide flexible funding for nonprofits. To be eligible for general operating support, organizations must primarily serve the East Metro area with 50% or more of all services provided by the entire organization benefiting East Metro (Washington, Dakota and Ramsey counties) residents. Capital Grants These grants are designed to support your organization’s investment in buildings, facilities and equipment. Foundation investments are typically limited to buildings owned by nonprofits or held by long-term lease agreement. These grants are generally paid over multiple years. Capital projects must be located in the East Metro AND 50% or more of all services provided by the entire organization are benefiting East Metro residents. They will consider capital grants for projects located in Dakota, Ramsey and Washington counties for: Renovations/repairs Land acquisition Construction costs Technology hardware and software Equipment Furniture Appliances. Geographic Areas The Saint Paul & Minnesota Foundation is proud to serve and fund Saint Paul’s East Metro region, which is defined as Dakota, Ramsey and Washington counties. Eligibility Criteria  Grants can be made to 501(c)3 organizations, education or governmental units and religious institutions. Grants can also be made to groups working through an eligible fiscal sponsor. While an organization may be eligible to apply, attention and preference will be given to organizations: Prioritizing those experiencing the most marginalization, especially due to race, ethnicity, gender identity or sexual orientation, age, ability, immigration status, etc. Establishing a clear connection to the Informs, Forms, Benefits framework, which states that those experiencing barriers should not only benefit from the work they support but inform, form, and lead it as well. Ineligibility  The Saint Paul & Minnesota Foundation will not consider grant requests for support of: Sectarian religious programs or organizations Work by an individual Capital projects located outside Dakota, Ramsey and Washington counties Program/project specific requests. For more information, visit Saint Paul & Minnesota Foundation.

The Medica Foundation is seeking applications for its Rural Health Grants to fund nonprofit, community-led solutions that address health needs and social determinants of health in rural communities. Donor Name: Medica Foundation State: Minnesota County: Anoka County (MN), Carver County (MN), Dakota County (MN), Hennepin County (MN), Ramsey County (MN), Scott County (MN), Washington County (MN) Type of Grant: Grant Deadline: 09/06/2024 Size of the Grant: $1000 to $10,000 Grant Duration: Grant Duration Not Mentioned Details: The Medica Foundation proposals address: Black, Indigenous, and People of Color (BIPOC) communities Children and youth Families Immigrants and refugees LGBTQ+ communities Seniors Survivors of domestic and/or sexual violence Veterans Funding Areas Behavioral Health Culturally-focused care Domestic violence and sexual assault services and prevention Early childhood health Oral health Primary care for underserved communities Senior care Sexual health Transportation  Funding Information Individual grants may be awarded up to $10,000. Eligibility Criteria Rural Health grant recipients are eligible to submit an application for funding in consecutive years. Funding is limited to organizations located and based outside of the seven-county Twin Cities metropolitan area in Minnesota, where fundraising is conducted on a solely local level and not supported by a main office elsewhere. Organizations seeking to do work within the service area but do not have a physical presence in Greater Minnesota are ineligible. Funding requests for events, camps, sponsorships and seminars are ineligible. For more information, visit Medica Foundation.

The Minneapolis Foundation announces a call for proposals from nonprofits, schools, and school districts seeking grants for work that advances equity and supports youth voice in local K-12 schools. Donor Name: Minneapolis Foundation State: Minnesota City: Selected Cities Type of Grant: Grant Deadline: 06/21/2024 Size of the Grant: $10,000 to $100,000 Grant Duration: Less than 1 Year Details: The Reimagine Education grants prioritize efforts to: Elevate student and community voices and power to build bridges between schools, families, and communities and improve school climates and academic outcomes. Provide opportunities for educators to build their understanding of race and equity and implement strategies that create culturally responsive and inclusive schools. Advocate for policies at the school, local, and state level to address systemic barriers to racial equity in Minnesota’s education system. Here’s a non-exhaustive list of  the types of work foundation plans to support: Student leadership and power building Recruitment and retention of diverse educators with equity-focused mindsets Principal and teacher leadership and collaboration Development of equity and climate frameworks Local or state policy advocacy Professional development and training to support teachers and school leaders to implement evidence-based literacy instruction Development and implementation of strategies to address student mental health challenges and improve school climate and culture Efforts to engage students and their families in district and school-level decision-making. Funding Information Grants will range from $10,000 to $75,000, with an average award of $25,000 to $40,000. Grant Period The grant period is September 2, 2024, to June 13, 2025. Eligibility Criteria  Funding will be awarded to public schools or school districts and 501(c)(3) nonprofits that organize students, parents, and community members; engage in education policy advocacy to advance equity and eliminate disparities; and help educators collaborate to build their understanding of race, equity, and culture, and to create positive school climates. Foundation will prioritize proposals that impact Minneapolis; however, they will consider organizations in inner-ring suburbs (Brooklyn Park, Brooklyn Center, Robbinsdale, St. Louis Park, etc.). For more information, visit Minneapolis Foundation.

The Initiative Foundation provides grants to nonprofits and local government units for program or capacity-building support; projects that advance diversity, equity and inclusion; and strategies to address workforce shortages. Donor Name: Initiative Foundation State: Minnesota County: Selected Counties Type of Grant: Grant Deadline: 08/09/2024 Size of the Grant: $1000 to $10,000 Grant Duration: Grant Duration Not Mentioned Details: Proposals that focus on at least one of the following areas will be given priority consideration: Capacity-building support for nonprofits, with priority to those addressing urgent needs and/or the needs of low-income communities. This includes support for business planning, fund development, training, or pilot programming. Cost share for projects intended to create behavioral change associated with advancing diversity, equity and inclusion. Advancement of community-based strategies to address regional workforce shortages in sectors which lead to family-sustaining wages. Support for local and regional community and economic development entities advancing early-stage feasibility or pilot projects. Funding Information Grants seldom exceed $7,500 and are not intended to provide ongoing support. Eligibility Criteria  Applicants must be 501(c)(3) nonprofits, school districts, or local units of government that serve Benton, Cass, Chisago, Crow Wing, Isanti, Kanabec, Mille Lacs, Morrison, Pine, Sherburne, Stearns, Todd, Wadena, and/or Wright counties, and/or the Native nations of the Leech Lake and Mille Lacs Bands of Ojibwe within the boundaries of the 14-county region served by the Initiative Foundation. Ineligible Expenses  Funding requests from outside the Initiative Foundation’s geographic service area will not be considered. Individuals are not eligible to apply for grant funding. The following expenses are ineligible and will NOT be considered for funding: Grants or reimbursements to individuals and businesses. Expenses incurred prior to the receipt of a grant award. Capital expenses (e.g., buildings, equipment, vehicles, etc.). Programs or projects that DO NOT directly benefit residents in the Initiative Foundation’s 14-county service area. Replacement of or substitution for government funding. Religious activities. Lobbying or campaigning for a candidate, issue or referendum vote. Development or purchase of school curriculum or support for school athletic programs. Out-of-state travel. Healthcare, arts and historic preservation are not focus areas for the Initiative Foundation’s discretionary grants. Potential applicants are encouraged to speak with staff before beginning an application associated with one of these areas. For more information, visit Initiative Foundation.

Minnesota Housing, in partnership with Greater Minnesota Housing Fund (GMHF) announces the availability of funds through the Single Family RFP. Donor Name: Minnesota Housing State: Minnesota County: All Counties Type of Grant: Grant Deadline: 07/11/2024 Size of the Grant: Not Available Grant Duration: 3 Years Details: The Community Homeownership Impact Fund (Impact Fund) Program provides multiple sources of competitive funding to increase the supply of affordable, owner-occupied, single family housing, while maintaining the safety and habitability of existing owner-occupied, single family homes in communities throughout Minnesota. The Single Family RFP is funded by a variety of state resources provided by the Minnesota Legislature and Minnesota Housing’s own resources. The amount of available funding is dependent, in part, upon state appropriations approved by the Minnesota legislature, as well as demand for other uses of Minnesota Housing resources. Types of Funding  Applicants can apply for a variety of funding types, and in combinations suited to the applicant’s project. Awarded applicants may receive the following types of funding: Grants  Grants are awarded to selected applicants on a competitive basis to fund value gap, affordability gap/down payment assistance grants or forgivable loans, owner-occupied rehabilitation, the Tribal Indian Housing Program, interest-rate write downs, and other eligible activities for which Minnesota Housing may not recapture loans without increasing housing costs beyond affordability to the eligible homebuyer. Grants are subject to policies and requirements set by the Minnesota Department of Administration’s Office of Grants Management. Housing Infrastructure Bond (HIB) Proceeds Deferred Loans  HIB proceeds are awarded to selected applicants in the form of 3-year, 0% interest, deferred, forgivable loans to finance value gap or owner-occupied rehabilitation. HIB proceeds may also be used by community land trusts (CLTs) for land acquisition, demolition and utility connections. HIB proceeds loans will be forgiven if the awarded applicant satisfies all contract conditions. Interim Loans  Interim loans are awarded to selected applicants in the form of 42-month, interest bearing, deferred, repayable loans to finance the acquisition, demolition, rehabilitation or construction of owner-occupied homes. Interim loans must be repaid and include monthly interest payments, quarterly financial reporting, and a demonstration of the ability to meet net asset and current ratios according to contract conditions. Interest rates will be set at a future time and are anticipated to be between 4.5% and 8.5% subject to the market. Interim loans may be secured or unsecured and may not be transferred to eligible homebuyers. Deferred Loans  Deferred loans are awarded to selected applicants to originate and close affordability gap/downpayment assistance loans to homebuyers or owner-occupied rehabilitation loans to homeowners. Loans to homebuyers and homeowners are structured as 30-year, 0% interest, deferred, repayable loans. Deferred loans are originated and closed by the awarded applicant then assigned to Minnesota Housing. Funding Information GMHF provides funding for affordability gap in the form of deferred, subordinate loans at 0% interest. The maximum loan amount per homebuyer is $15,000. GMHF will give preference to applications that apply a racial and economic equity lens to promote economic inclusion in the benefits of homeownership among households of color, immigrant households, and households with disabled members, and that seek to leverage cross-sector health and housing partnerships to improve community and individual health through investments in affordable housing. Grant Period Funded awards will have 3-year contract terms, with the exception of Interim Loans which will have 42-month contract terms. Awarded applicants are expected to complete funded projects within three years, not to exceed five years. Eligible Activities The Impact Fund may be used for the following activities related to single family, owner-occupied housing, including manufactured homes. See each item below for relevant details. Acquisition, Rehabilitation, Resale New Construction Owner-Occupied Rehabilitation Stand-Alone Affordability Gap Tribal Indian Housing Program All funded projects must result in homes that are: Owner-occupied; Residential in nature; No more than four units with at least one unit occupied by the owner of the structure; Occupied by eligible homebuyers or homeowners (see income limits section); and Affordable to the local workforce. Eligibility Criteria  Impact Fund grants or loans may be awarded to a: City Federally recognized American Indian Tribe or subdivision located in Minnesota Tribal housing corporation Private developer Nonprofit organization School district, cooperative unit as defined in Minnesota Statute 123A.24 subdivision 2, or charter school. For more information, visit Minnesota Housing.